Plug and Pay Technologies is a leading provider of payment and digital fulfillment solutions for Internet merchants. Plug and Pay's payment systems allow merchants to accept and manage both credit card and electronic check payments in a secure environment.

Plug and Pay's industry leading digital fulfillment systems allow merchants to offer digital goods for real-time fulfillment and to manage and maintain online membership and recurring billing services.

Plug and Pay is integrated with the most complete selection of the payment industry's processing centers which allows them to provide their on-line payment solutions to any and all customers.

And with Plug'n Pay, easy integration doesn't mean less functionality. The WebXpress Gateway delivers leading-edge technology and a complete package of high- level tools and features at no additional cost, including:

Full-Featured Payment Processing: Accept, verify, process and manage online transactions from all major credit cards - all in real time. Sales tax calculation at the state, county and city level is also available in real time.

Real-Time Transaction Reports: Knowing who's buying what, and when, can be an invaluable sales tool. WebXpress provides 24/7 access to up-to-the-minute account activity, because our database captures transaction data in real time. Batches of offline and recurring transactions can be uploaded and processed instantly.

High-Level E-mail Management: When a transaction is completed, WebXpress provides the capability to send the purchaser a customized e-mail in either text or HTML format - unlike many competitors, who offer only generic confirmation messages. Use this powerful communication tool to send a message regarding customer service, shipping information or special offers.

QuickBooks™ Integration: For companies using QuickBooks™ accounting, WebXpress enables the user to download transaction details which can then be imported into the application as either invoices or cash sale receipts.

Sophisticated fraud protection comes standard. The WebXpress Gateway provides our exclusive FraudTrak™ Chargeback Protection at no additional charge. This provides AVS, CVV2, IP address frequency and negative database checks to limit exposure to fraudulent transactions. Competitive systems require considerable additional fees to receive this level of protection! More advanced levels of fraud protection are also available.

In addition, the gateway also provides the following safeguards at no extra cost:

• Our SmartScreens™ customizable order forms use 256 bit SSL encryption, the strongest available.
• Users can set the level of access each employee can have on the system with Security Administration tools.